Need Help With Credit Card Debt?
March 1st, 2009 | 
Author: I have about $20,000 in credit card debt. I just need a debt payment plan that would allow me to pay the debt off soon. I don't want to go through credit counseling agencies because they can sometimes be worse than the debt itself. Please give me tips on how to eliminate this debt soon.
I recommend that you go to the forums at creditboards.com where there are many resources and people who know the ins and outs.
Posted in eliminate credit debt
There is not a elaborate plan
cut expenses or raise income
cut expenses…..turn off the air and open windows on mild days….take your lunch to work
turn down the temperature on the water heater
wash clothing in cold water
turn off all lights while not in use
see if your balance could be transfered on a zero interest card (transfer only as much as you can pay off in the promotion time= later rinse repeat)
Increase income
extra hours at your current job
deliever pizzas
babysit for some parents once a month on a weekend evening
sell your plasma
I am sure you can think of other ways but the bottom line is that it really is as simple as that
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type credit debt solutions into your web browser. There you will find your answer. Good luck. Keep them cards current, or your interest rates will soar.
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I recommend that you go to the forums at creditboards.com where there are many resources and people who know the ins and outs.
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First thing you should do is for a few months, make the minimum payments on the larger cards, and make bigger payments on your smaller cards to pay them off. After this, you can make larger payments on your bigger cards instead of spreading your payments too thin and not lowering your debt significantly. Also, save money where you can and pay off the debt with the extra cash, try selling items you dont need on ebay or craigslist too.
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OK, look at how much u make a month and what ever u have left over pay down your debt… Good luck
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Hi,
I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58% .It's legitimate.I came across this company on NBC News Special Edition.Check it out here:
http://shrinkurl.us/vfq
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