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The Debt Elimination Kit takes all of the things that I have learned, and transforms them into a simple done for you solution. Instead of giving you a whole lot of things to read and learn, I condensed everything and even created software that takes all of the geek work and handles all of the calculations and schedules for you. You simply input your bills, and the software restructures your payments to MAXIMIZE your budget, so you pay less interest and pay your bills off faster.

This is how it Works

Your creditors assign you a monthly payment. That payment is based on the interest rate that they charge, your balance and your loan term. Surprisingly, they set these payments so you can pay them as much interest as they can possibly squeeze out of you. This is why they are so eager to loan you money.

The Debt Elimination Kit teaches you how to leverage your cash to tip the odds in your favor. The Ebook teaches you how we do it and…

The software does it all for you!

The software was written for “non-techies”. I wanted to make sure that ANYONE could use the program and not need training. All you have to do is follow the prompts and the software does the rest. Here are 2 Simple Steps:

1. Input your debts.

2. Answer a few questions.

You Are Done!

The Debt Elimination Software will give you an Accelerated Repayment Schedule. And a Debt Free Date almost instantly. It also gives you a simple payment schedule to follow. No complex calculations! No worries! Just input the information and follow the program 24/7 right from your computer.

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The American people have heard that everyone is in a lot of debt. This is because there are a lot of rumors about credit card debt that people hear every day. There are many sources such as the media, the government, and even bank officials that claim each American is thousands of dollars in debt when it comes to credit cards. People start to believe these rumors because of all of the statistics that officials show. Because of the media and statistics the real truth about credit card debt is hidden and can only be seen if the statistics are broken down further.

You may have heard the statistic that the average American has more than $8,000 in credit card debt. While this statistic is true, it only holds true if you’re considering every American in the country. Most statistics don’t include every American, only those that have credit cards. Thus our image of the average American family with a house and kids is skewed as not all of these “average” Americans have credit card debt. The problem is when they mention the word average in their statistics we are lead to believe that it’s this type of family that we often think of when in fact they actually use the mean of the people who have credit card debt.

The truth is that most American households don’t have debt. In fact only about 1 in 20 American households have $8,000 or more in debt. This means that the majority of American families have paid off their credit cards or don’t have credit cards. Out of the remaining households, most of them only owe $2,000 or less. An average can’t tell you how much the average American owes as it’s a skewed number.

The reason that the truth about credit card debt is hidden is because of how they got the $8,000 number. They got it by taking $750 billion, which is all the outstanding credit card debt, and divided it by 84 million, which is the number of American households that have credit cards. While this may seem reasonable at first glance it’s just a myth when you’re talking about the average American household.

An astounding 23.8% of American households don’t even have credit cards! These households weren’t included in the calculation since they don’t have credit cards. Another 31.2% of Americans pay off their cards as soon as they get the bill. This totals to an astounding 55% of American households that have no credit card debt.

For the $1,000+ range there are only 29% that are in that range and only 21% of households that owe $2,000 or more. Finally we can see that only 4% of households owe $10,000+ and 1% of American households have credit card debt in excess of $21,000. We can see that very little to nothing is owed by most of the American households. There are only 21% of American households that actually owe more than $2,000 in credit card debt. This is only 1/5 American households that owe a decent amount of money to credit card companies and we can see that the $8,000 is nowhere near what the average American household owes in credit card debt.

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