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How much does it cost generally to pay a debt consolidation company?

I was wondering how much does it cost to pay a debt consolidation company to help you, because I want to know if it’s worth it. I’m in so much debt making barely and I don’t know what else to do. On payday I usually just have 100-200 dollars to myself because the rest goes to my bills.

Credit Counselors charge between $10-$50/month and get your interest rates cut a bit.

Debt Settlement companies usually charge about 15% of what you owe over the term of your program.

A mortgage debt consolidation will cost you from 1% to 4% of the amount you refinance.

What you should really look at is what is the total cost to get debt free, how long the program will take, and how low each can get your monthly payment.

Try to get a free consultation from someone, this page had a good review of your options and considerations so you choose the right path for your situation:

http://www.bills.com/blog/consolidate-debts/

Debt Management: Debt Settlement a SCAM?

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